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Big Banks Are Big Time Inefficient.

Big banks, boy, you have to love them for their arrogance. They have balls the size of trash cans. I am not sure I could pull off accepting federal bailouts, pointing the finger at others for a mess I...

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Where To Get The Best Service In The Mortgage Industry?

I have cited a thorough and expensive research study several times recently in other blog posts. One message I have not relayed that comes from the data in that study is how poorly the big banks are at...

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Long Wait To Refinance

Mortgage pipelines are backlogged thanks to record low rates, that simply keep breaking new records. These delays have created delays for many consumers trying to take advantage of low mortgage rates...

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Banks Treat Me Special….You Know…Because I Have A Checking Account There.

I want to talk more about using a bank to get your mortgage loan. Any regular reader of this blog knows that using a bank is a risky proposition, for many reasons. They are slow, they more often than...

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Are Banks Too Big To Fail? Or Simply Too Big To Work With?

There are some banks deemed too big to fail, and those are the ones that have been the recipient of much taxpayer benevolence. Whether you agree with that or not (I do not, anything that fails should...

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Would You Get Surgery At McDonald's?

It never ceases to amaze me how people treat the most expensive transaction that they will ever do in life as a commodity. Would you get surgery at McDonald's if they got into the health care business...

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